We have been one of several UK’s longest founded professional lenders trading since 1988 providing us over three decades’

Over 30 Years’ Experience

Experience providing secured personal loans, home owner loans and 2nd mortgages. We provide quick loans at great prices and pride ourselves on supplying a known amount of solution the best.

Simple Application Process

Trying to get a loan that is secured home owner loan or 2nd home loan with Central Trust couldn’t be easier. You’ll phone our loans group right on 0800 980 6273 (Mon–Fri: 8:00 am–7:00 pm / Sat: 9:00 am–1:00 pm) or perhaps you can use online whenever you want making use of our fast and simple online kind.

Friendly Private Provider

We pride ourselves on our solution! We treat every one of our clients with courtesy and respect and you, we’ll always make sure it’s at a time that suits you if we need to contact. We shall answer any concerns you could have genuinely and cope with any issues quickly and fairly.

Rates for Secured Personal Loans

The precise expense and regards to various types of loan differs from lender to lender and borrower to borrower, however in most cases it really is your individual circumstances which will figure out the regards to your loan. We are going to constantly give you the very best secured loan prices we will be able to offer you may vary depending on your credit score that we can; however the exact interest rate.

We are going to check that the monthly repayments are affordable before finalising your loan because it is crucial to consider that the home could be repossessed in the event that you neglect to repay your loan; nevertheless, we are going to constantly you will need to enable you to guarantee this is actually the last option.

Check out associated with the facets that people will start thinking about whenever we glance at your application for the loan:

  • • Your income – it is vital that you could pay for your repayments
  • • Your credit score – when you yourself have bad credit we might remain in a position to assist, though it would likely impact the rate of interest of the loan.
  • • Existing credit commitments – these will influence simply how much it is possible to manage to settle each month
  • • The quantity of equity for sale in your home – there must be sufficient equity in your property to pay for the worthiness of every loan secured against it

It’s really important you assess how affordable the repayments of your loan will be, as the consequences of not keeping up with your repayments can vary if you are thinking about taking out a secured loan. We’re going to constantly assist our clients to ensure their loan repayments are affordable, nonetheless if circumstances change, we have been right here for you personally and certainly will strive to find a suitable solution.

Much like any loan, it is crucial to know that falling behind in your repayments could potentially affect your credit rating, plus in some cases that are extreme may potentially risk the ownership of / lose your home if the loan is guaranteed against it.

Advantages of A secured loan

Check out for the great things about utilizing your property as secure deposit against that loan:

  • • rates of interest for secured finance may be fairly low when compared with loans that are unsecured
  • • you’ll probably manage to borrow a more substantial amount
  • • you can get a lengthier payment period than by having a unsecured loan ( even though the longer the payment duration, the greater amount of interest you spend general)
  • • You may nevertheless get that loan despite an unhealthy or credit that is bad / rating