A Credit Bureau is certified because of the RBI and governed by the Credit Suggestions Companies 1. What exactly is TransUnion CIBIL? So what does it do? TransUnion CIBIL Limited is India’s first Credit Information Company, also commonly called being a Credit Bureau. We gather and keep maintaining documents of individuals’ and entities that are commercial re payments related to loans and charge cards. These records are submitted to us by banking institutions along with other loan providers on a…