Online Installment Loans for Bad Credit Unlike payday advances for bad credit, installment loans for bad credit could be more affordable much less high-risk. Interestingly, some creditors offer installment loans without performing a thorough credit check. Loan providers will collect other information such as for instance your earnings, month-to-month deals, and total debt. These bits of information assistance loan providers to arrive at the base of the monetary behavior and aid in qualifying you.